Know the number.
Four levers decide what you pay every month: deposit, term, interest rate and balloon. Pull them here, see the instalment move in real time, then send us the application — we shop it across all the major banks.
01 — YOUR DEAL
Used only to read the affordability dial — nothing is sent anywhere.
YOUR MONTHLY INSTALMENT
R 0
EXCLUDES INITIATION AND MONTHLY SERVICE FEES · SUBJECT TO CREDIT APPROVAL
AMOUNT FINANCED
R 0
TOTAL INTEREST
R 0
TOTAL COST OF THE CAR
R 0
BALLOON DUE AT END
None
AFFORDABILITY
COMFORTABLE
The instalment sits inside your stated budget.
02 — WHERE THE MONEY GOES
Every instalment,
split in two.
Early on, most of what you pay is interest. As the balance drops, more of the same instalment goes to actually owning the car. A bigger deposit or a shorter term moves that crossover to the left.
MONTH OF THE AGREEMENT
| MONTH | CAPITAL | INTEREST | BALANCE |
|---|
03 — APPLY
Finance
Application.
Send us your details and we will put the application to the banks on your behalf. Have the four documents below ready and we can usually come back to you the same day.
WHAT YOU NEED
- 3 MONTHS RECENT BANK STATEMENTS
- 3 MONTHS RECENT PAY SLIPS
- COPY OF DRIVER'S LICENCE
- COPY OF ID
WE SUBMIT TO
THE SMALL PRINT
Every figure produced by this calculator is an estimate for planning purposes only. It assumes a fixed interest rate over the full term and excludes the bank's initiation fee, monthly service fee, insurance, licensing and registration costs. Your actual rate, instalment and approval are determined by the financial institution based on your credit profile and affordability assessment. Nothing on this page is a quotation, an offer of credit, or credit advice. Contact DB Cars for a formal quotation.